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If you don’t already know, you may want to check to see if your homeowner’s policy covers the loss of collectables, fine art and jewelry. Most homeowner policies will specify the dollar amount of coverage limit on such items. However, the language within a policy can often be confusing. For example; the coverage limit may reflect a total per loss as opposed to per piece.

As families mature, the value of their collectables, art and jewelry can increase substantially. Over the years, such increases in value can easily go unnoticed. To make certain you’re fully covered, you may want to schedule an appointment to discuss your situation with one of our Certified Insurance Counselors.